Last updated: 25 June 2025
Cookies are small text files that are placed on your computer or device by websites that you visit. They are widely used to make websites work, or work more efficiently, as well as to provide information to the owners of the site.
Like most financial services organisations, we use cookies for a range of tasks. These include allowing you to browse between pages, storing your preferences and generally improving your online experience. They can also help to ensure that adverts you see online are more relevant to you. We also use similar technologies such as web beacons (pixel tags) and JavaScript to undertake these jobs.
If you visit our websites, we may deploy these technologies to provide an online service more suited to the device you visit on. We may also use cookies to prevent and detect fraud, and so keep you secure. When you visit our website, we collect information about how you use it. We may collect information about the device or browser you use (including device type, operating system, screen resolution), the way you interact with our site and the IP address your device connects from. You may not be able to use some of our services without certain cookies installed.
Some of the cookies we set are 'session cookies', which are deleted when you exit your web browser. Others are 'persistent cookies', which remain on your device or computer for a period of time after you have exited your web browser.
There are two ways in which cookies are set. First party cookies are those set by, or on behalf of, the website you are visiting at that moment. Third party cookies are cookies that are set by another domain (that is, one other than the website you are looking at).
When visiting a website owned or operated by Investment Discounts On Line Limited, you may visit different domains. Each domain hosts different content or applications. These domains are owned by us but may share cookies between them. This means that we use both first- and third-party cookies to ensure we can provide you with the best service across our digital estate. We may also use third-party cookies provided by authorised third party service providers.
We may work with third party service providers who we authorise to place third party cookies on our sites. These service providers help us to provide you with essential functionality such as being able to buy on our sites. Third party cookies are covered by their privacy policy.
For example:
You can set your browsers to block or alert you about these cookies. It might mean that some parts of our site will not work correctly. You may not be able to access certain features of our websites.
Most of the data stored in the cookies placed by our websites is anonymous. That means the information cannot be associated with an individual person. There are some occasions, like when we need to record your preferences, when we do need to record information in cookies that relates to you. However, whenever we do this, the cookie information is stored in a way that the data cannot be attributed to you, without linking it to additional information that is separately and securely stored on Investment Discounts On Line Limited systems. This is called pseudonymous data.
We use cookies and similar technologies in some emails and push notifications. These help us to understand whether you have opened the email and how you have engaged with it. Knowing which articles are most popular with our customers helps us to improve and optimise our content for the future. Cookies will also be set if you click on any link within these emails.
The cookies used by us fall into one of four categories:
'Strictly necessary' cookies are essential to enable you to move around our website and use its features safely and securely. Without these essential cookies, services you have specifically asked for cannot be provided. These cookies do not store information about you that could be used for marketing or retargeting purposes. These cookies do not remember where you have been on the internet.
This category of cookies cannot be disabled.
'Performance' cookies collect information about how you use our website e.g., which pages you visit, and if you experience any errors. These cookies do not collect any information that could identify you directly. All the information collected is anonymous or pseudonymous. Performance cookies are not used to target you with online advertising. Without these cookies, we can't learn how our websites and applications are performing. We use this information to help us to improve your experience when using our online services.
In limited cases for online application issues, these cookies enable us to identify specific issues you may have had.
'Functionality' cookies are used to provide services which enhance your browsing experience. They can also enable us to remember setting choices you make to improve your visit.
These cookies may be used to ensure that all our services and communications are relevant to you. The information these cookies collect cannot track your browsing activity on other websites. Without these cookies, our websites may not be able to remember your previous choices. You may be unable to personalise your browsing experience.
'Targeting' cookies are used to collect information to deliver adverts more relevant to you and your interests. These cookies also allow you to 'like' and 'share' our pages via social networking sites such as Facebook.
These cookies and similar technologies gather information about your browsing habits. They remember that you have visited a website. These cookies share this information with other organisations, such as advertisers and platforms on which we advertise. Although these cookies and similar technologies can track your visits to other websites, they do not usually know who you are.
The cookie settings on this website are set when you first visited the site and selected your preferred cookie level. If you click 'Allow all cookies' you consent to all categories of cookies being set.
These settings can be changed at any time through our Cookie Policy at the bottom of our website.
We may ask you to confirm your choices if we make significant changes to the cookies we set. If this happens, you will be shown our cookie banner the next time you visit our website where you can set your preference.
To make it easier for you to manage your cookie settings with us, we have provided you with the ability to disable some of the cookies we use.
To do this scroll to the bottom of our website and select the 'Customise Cookie Settings' link to choose which cookies you wish to allow.
If you want to disable all cookies, please be aware this will make browsing our websites much slower. Some of our features and services will not be available to you.
However, we understand that this is your decision. You can find more information on how to control your cookies via your browser settings at http://www.allaboutcookies.org/manage-cookies/ and http://www.youronlinechoices.eu/.